The Indexed Universal Life market is a crowded, complicated environment that frequently comes down to the “lowest common denominator” in terms of the highest illustrated income or accumulation value. The more discerning among us, however, understand that the underpinnings of those numbers is where the rubber really meets the road. John Hancock’s new Accumulation IUL with Vitality can satisfy both sides of that issue, with competitive performance, real transparency around the underlying crediting methodology and an effective policy management strategy. So What’s
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