The bottom line for this change is lower premiums for death benefit focused sales and increased accumulation and income in the supplemental retirement space. How did they do it? Read on for the details! Effective immediately, John Hancock’s IUL Portfolio has been enhanced with the following changes: Guaranteed Multiplier Changes for S&P Capped Account: Accumulation IUL: 5% increased to 15% Protection IUL & SIUL: 15% increased to 25% Cap Changes for S&P Capped Account: Accumulation IUL:
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